Finances and the US economy

I haven't written in this blog a while so I thought I'll do an update. Financially this has been my best half year ever in terms of my business. I had thought the present economic environment posed a challenge to my business but I was wrong and underestimated either the consumer and/or myself. Obviously I am not counting my chickens before they hatch, as the year end has not been reached yet, but the previous 7 months have been outstanding in terms of profits. Will the next 6 months be the same? I highly doubt so as I have a gut feeling the US stock market will crash within the next 6 months due to the amount of ridiculous awful decisions the US government is making. If I were an American I would march up to congress and demand that all the politicians except Ron Paul, resign immediately. What the heck is the government thinking bailing out Fannie Mae and Freddie Mac ?? Every American household now owes at least $400,000, an amount increasing day by day. If you are an American you need to own gold and silver now as the one surest way of protecting your wealth, if you do not do this you will absolutely be finished when the dollar collapses. And I mean zero, kaput. Get out of stocks now before it's too late. The stock market is still far far off from a bottom. The analysts from Wall Street have been calling a bottom since the beginning of the year. If you'd listen to them you would've been losing a lot of money and that's just from the beginning of the year till now. I feel the US government should allow the economy to collapse and then rebuild, which will inevitably happen. There is so much credit and excess which needs to be gotten rid of. If a house is worth 400K, giving people more money will not make them want to spend that money on the house! The prices have to go back down to reasonable levels before people will consider buying them again. People are so scared of losing money but the fact is that money never existed to begin with, it's all numbers and inflation. If everyone each had a house was worth 400K and each house rose to 500K, did everyone make 100K? Are people "richer"? No, because everyone's house has the same value to begin with. You are only wealthier than everyone else if everyone else does not have the same amount of money as you do. The more there is of something, the less value that something is. So what if the economy collapses and people lose money? Money... there is so much money in the world, it is literally unlimited. Which is why I do not believe in working for cheap. If you make yourself cheap you are just saying to others, my only competitive advantage is that I am cheap so you should hire me. I believe in doing things right the first time and charging a premium for that. Afterall if I do a good job once, it's cheaper than hiring someone else and getting them to do it multiple times, after which it will probably be more expensive anyway! You should always set a high standard and charge whatever you think it's fair, but definitely not on the cheap. It's good to be competitive but if cost is all you can compete then you're going to go nowhere up. My software is the most expensive of its kind in the world. I do not compete on price, I compete on quality and having happy customers. Who cares about competition when I am constantly competing with myself?